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Out-of-Court Mechanism & Negotiations

Out-of-Court Debt Settlement Mechanism (Law 4738/2020), bilateral negotiations and debt restructuring.

Out-of-court debt settlement is often the fastest and most cost-effective solution for individuals and businesses facing serious financial difficulties. We have extensive experience in the Out-of-Court Debt Settlement Mechanism under Law 4738/2020 as well as in direct (bilateral) negotiations with banks, funds and other creditors.

What we handle

  • Application for the Out-of-Court Debt Settlement Mechanism (Law 4738/2020)
  • Negotiation of debt restructuring with banks, the State and insurance funds
  • Bilateral negotiations with banks and loan management companies
  • Bankruptcy application and reorganisation plan (New Insolvency Code)
  • Over-indebted household debt settlement
  • Strategy planning for repayment and asset protection

Our approach

Negotiation with funds and loan management companies must never begin from a position of fear. Before any settlement proposal is considered, we examine the claim itself, the outstanding amount, standing, payments made, interest and the full consequences of any agreement. A restructuring is only a solution when it genuinely protects the debtor — not when it amounts to uncritical acceptance of a claim that has never been properly scrutinised.

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Contact us to discuss your case with discretion and professionalism.

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